Free or Low-Cost Health Insurance | Help for Low Income Families
The following information was given to me by my employer in regards to the Medicaid and Children’s
Health Insurance Program (CHIP) offer of free or low-cost, affordable health insurance to children and families. I hope that by my posting the information for my readers to find, more low income families will learn about the affordable health insurance, medicaid, and CHIP programs. Read on to learn about the government health insurance premium assistance program, medicaid, and CHIP (Children’s Health Insurance Program).
If you are eligible for health coverage from your employer, but are unable to afford the premiums, some States have premium assistance programs that can help pay for coverage. These States use funds from their Medicaid or CHIP programs to help people who are eligible for employer-sponsored health coverage, but need assistance in paying their health premiums.
If you or your dependents are already enrolled in Medicaid or CHIP and you live in a State listed below, you can contact your State Medicaid or Chip office to find out if premium assistance is available.
If you or your dependents are NOT currently enrolled in Medicaid of CHIP, and you think you or any of your dependents might be eligible for either of these programs, you can contact your State Medicaid or CHIP office or dial 1-877-KIDS NOW or www.insurekidsnow.gov to find out how to apply. If you qualify, you can ask the State if it has a program that might help you pay the premiums for an employer-sponsored plan.
Once it is determined that you or your dependents are eligible for premium assistance under Medicaid or CHIP , your employer’s health plan is required to permit you and your dependents to enroll in the plan. This is called a “special enrollment” opportunity, and you must request coverage within 60 days of being determined eligible for premium assistance.
If you live in one of the following States, you may be eligible for assistance paying your employer health plan premiums. The following list of States is current as of January 22, 2010. You should contact your State for further information on eligibility.
Alabama – Medicaid
- www.medicaid.alabama.gov
- 1-800-362-1504
Alaska – Medicaid
- health.hss.state.ak.us/dpa/programs/medicaid
- 1-888-318-8890 (outside Anchorage)
- 907-269-6529 (Anchorage)
Arizona – CHIP
- www.azahcccs.gov/applicants/default.aspx
- 602-417-5422
Arkansas – CHIP
- www.arkidsfirst.com
- 1-888-474-8275
California – Medicaid
- www.dhcs.ca.gov/Pages/default.aspx
- 1-800-635-2570
Colorado – Medicaid and CHIP
Medicaid
- www.colorado.gov
- 1-800-866-3513
CHIP
- www.CHPplus.org
- 303-866-3243
Florida – Medicaid
- www.fdhc.state.fl.us/Medicaid/index.shtml
- 1-866-762-2237
Georgia – Medicaid
- dch.ga.gov (click on Programs, then Medicaid)
- 1-800-869-1150
Idaho – Medicaid and CHIP
Medicaid
- www.accesstohealthinsurance.idaho.gov
- 208-334-5747
CHIP
- www.medicaid.idaho.gov
- 1-800-926-2588
Indiana – Medicaid
- www.in.gov/fssa/2408.htm
- 1-877-438-4479
Iowa – Medicaid
- www.dhs.state.ia.us/hipp
- 1-888-346-9562
Kansas – Medicaid
- www.khpa.ks.gov
- 1-800-635-2570
Kentucky – Medicaid
- chfs.ky.gov/dms/default.htm
- 1-800-635-2570
Louisiana – Medicaid
- www.dhh.louisiana.gov/offices/?ID=92
- 1-888-342-0555
Maine – Medicaid
- www.maine.gov/dhhs/oms
- 1-800-321-5557
Massachusetts – Medicaid and CHIP
- www.mass.gov/MassHealth
- 1-800-462-112-
Minnesota – Medicaid
- www.dhs.state.mn.us
- 800-657-3739
Missouri – Medicaid
- www.dss.mo.gov/mhd/index.htm
- 573-751-6944
Montana – Medicaid
- medicaidprovider.hhs.mt.gov/clientpages/clientindex.shtml
- 1-800-694-3084
Nebraska – Medicaid
- www.dhhs.ne.gov/med/medindex.htm
- 1-877-255-3092
Nevada – Medicaid and CHIP
Medicaid
- dwss.nv.gov
- 1-800-992-0900
CHIP
- www.nevadacheckup.state.nv.us
- 1-877-543-7669
New Hampshire – Medicaid
- www.dhhs.state.nh.us/DHHS/MEDICAIDPROGRAM/default.htm
- 1-800-852-3345 ext 5254
New Jersey – Medicaid and CHIP
Medicaid
- www.state.nj.us/humanservices/dmahs/clients/medicaid
- 1-800-356-1561
CHIP
- www.njfamilycare.org/index.html
- 1-800-701-0710
New Mexico – Medicaid and CHIP
- www.hsd.state.nm.us/mad/index.html
- 1-888-997-2583
New York – Medicaid
- www.nyhealth.gov/health_care/medicaid
- 1-800-541-2831
North Carolina – Medicaid
- www.nc.gov
- 919-855-4100
North Dakota – Medicaid
- www.nd.gov/dhs/services/medicalserv/medicaid
- 1-800-755-2604
Oaklahoma – Medicaid
- www.insureoklahoma.org
- 1-888-365-3742
Oregon – Medicaid and CHIP
Medicaid
- www.oregon.gov/DHS/healthplan/index.shtml
- 1-800-359-9517
CHIP
- www.oregon.gov/DHS/healthplan/app_benefits/ohp4u.shtml
- 1-800-359-9517
Pennsylvania – Medicaid
Rhode Island – Medicaid
- www.dhs.ri.gov
- 401-462-5300
South Carolina – Medicaid
- www.scdhhs.gov
- 1-888-549-0820
Texas – Medicaid
- www.gethipptexas.com
- 1-800-440-0493
Utah – Medicaid
- health.utah.gov/medicaid
- 1-866-435-7414
Vermont – Medicaid
- ovha.vermont.gov
- 1-800-250-8427
Virginia – Medicaid and CHIP
Medicaid
- www.famis.org
- 1-800-432-5924
CHIP
- www.famis.org
- 1-866-873-2647
Washington – Medicaid
- hrsa.dshs.wa.gov/SummaryOfServices.htm
- 1-800-562-6136
West Virginia – Medicaid
- www.wvrecovery.com/hipp.htm
- 304-342-1604
Wisconsin – Medicaid
- dhs.wisconsin.gov/medicaid/publications/p-10095.htm
- 1-800-362-3002
Wyoming – Medicaid
- www.health.wyo.gov/healthcarefin/index.html
- 307-777-7531
To see if any more States have added a premium program since January 22, 2010, or for more information on special enrollment rights, you can contact either:
US Department of Labor
Employment Benefits Security Administration
www.dol.gov/ebsa
1-866-444-EBSA (3272)
or
US Department of Health and Human Services
Centers for Medicare & Medicaid Services
www.cms.hhs.gov
1-877-267-2323, Ext. 61565
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