With the growth of the Internet has come an increase in the number of ways to find help. There are blogs such as this one that help you find ways to help save money and time, make life easier, learn how to do things for yourself, and give you resources that can extend that help.
In today’s economy money is tight now…soon money will be scarce for far too many. If your state is in a similar financial mess as New Jersey’s, you know what I’m referencing. We have a new governor who started his term with a bulldozer – he’s cutting education funding which will impact many families, raising taxes which will reduce the amount we have for living expenses, and making other decisions that will increase the number of people not receiving raises, working reduced hours, or on unemployment. What that means is not only won’t there be money for extras but there also won’t be money for unexpected expenses.
Even though my daughter and her husband are employed, this year they have had their share of unexpected expenses. One of our grandchildren required extensive medical tests which caused them to take time off from work plus pay travel expenses and health insurance deductibles. Also this year, they had a car accident and had to pay the $500 deductible towards paying the $1700 repair costs. This week they discovered their furnace and central air aren’t working properly. I’m afraid to ask what’s next! I’m sure you’ve experienced a run of bad luck such as this. Doesn’t it always seem that it’s true, bad things happen in threes?
If you find yourself in a situation where you need cash immediately, a short-term cash advance from online lenders such as Paydayone.com is a great emergency loan source for covering health expenses and similar unexpected expenses. But before you accept any loans from an online lender, do your homework.
- Contact your landlord, mortgage company, utilities, bank or other companies when you are first concerned about being able to make your payments on time. Let them know the trouble you are having. They may be able to work with you so you can catch up.
- Research the cost and repayment rules of receiving short-term cash loans.
- Compare the cost of the loans to the cost of bounced checks, reconnecting utilities, late fees that you would have if you don’t use the cash loan.
- Include each of your payment choices in your projected budget – decide which is easier for you to manage.
Of course, the best way to save money is to keep up with all your payments. But, when money comes up short – it’s better to find an alternative payment plan such as cash loans than to lose what you’ve worked so hard for.