What is a Credit Report? If you have applied for credit, be assured there is a credit report on you including where you live, date of birth, place of employment, income, and whether you pay your bills on time or not. It is very detailed. Your credit report is used to evaluate your debt-to-income ratio [...]
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The Internet is loaded with sites offering free stuff and printable coupons including grocery coupons. It’s easy to get carried away, so be sure you sign up for just the things that your family members really need or want. Remember, it really isn’t a bargain if you buy items with printable coupons that you won’t [...]
Help with Debt Relief Everyday we have choices to make. Serious choices, not which pair of shoes to wear or what TV show to watch. Difficult choices such as which bill to pay and which to not. Such decisions are stressful when it comes to paying your rent or mortgage so your family will have [...]
Father’s Day Gifts …or Gifts for Dad for any occasion… There’s nothing that makes a child happier than to give a homemade gift to Mom, Dad, Grandma, Grandpa, or Teacher. Making a gift not only helps develop hand-eye coordination and other developmental skills, it also builds self-esteem which are necessary for growing up healthy. Helping [...]
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The following information was given to me by my employer in regards to the Medicaid and Children’s Health Insurance Program (CHIP) offer of free or low-cost, affordable health insurance to children and families. I hope that by my posting the information for my readers to find, more low income families will learn about the affordable [...]
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